Beam is a novel and new age payment service especially made to add ease and convenience to your life. The Beam Prepaid Card enables a subscriber to make hassle-free transactions in a unique manner. It lets you shop without cash, pay utility bills, recharge your mobile/ top-up and mind you, all from the comforts of your home. Not only that, you can even get micro-credit and remit repayments to MFIs/ banks as well as make donations anywhere, anytime, with just an SMS from your mobile phone.

Where To Use Beam?
You can use Beam for making payments at any of the Beam member merchants in your city. Right from grocery stores, chemists, department stores, telecom dealers, restaurants/ fast food joints, cigarette shops to Self Help Groups of microfinance institutions/ banks, you can access the services wherever the sign ‘Beam Accepted Here’ is displayed.

Where To Get Beam Prepaid Gift-Shopping Card?
Getting a Beam Prepaid Card is simple. You can purchase it from any retailer near you.

How To Use Beam?
Beam Prepaid Card makes life convenient and interesting, all thanks to the hassle-free transactions which are done in a novel manner. The best part is of being able to transact through Beam, anytime, anywhere and with any mobile! What’s more, the registration is one time and that too for free. Simply put, this involves a simple four step process:

• Register for free and become a Beam Subscriber
• Purchase a Beam Prepaid Gift-Shopping Card
• Load your Beam subscriber account
• Start transacting in the most convenient manner

Lastly, in case you have a credit card – simply link it to your Beam subscriber account and continue transacting.

Don't Have Any Credit Card Or Bank Account? No Problem!
You can use Beam even if you do not have any bank account or credit card. Any mobile subscriber can avail of the services provided by Beam anytime, anywhere.

Are There Any Special Requirements?
Certainly not! All you need is your present handset and, of course, your SIM. There is no need of GPRS or any other software to be downloaded.

Does Beam Keep Your Money Safe?
Absolutely! As your account or credit card data is not stored on your mobile or SIM, there is no threat of theft. Even if your handset or SIM gets lost, changed or stolen, your money remains safe in your Beam Subscriber Account. Furthermore, Suvidha servers use world renowned VeriSign, USA certification, which is the ultimate benchmark for security.

More Questions?
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*IPlease do not purchase if the Beam prepaid card or its outer wrapping is tampered with or in a suspicious state. The Beam Prepaid Gift-Shopping Card is governed by the terms and conditions of Suvidha Starnet P. Ltd. (Suvidha) as mentioned from time to time on its website (www.beam.co.in). The amount paid against sale of this Beam Prepaid Gift-Shopping Card is the pre-payment towards purchase of various goods/services offered by Beam merchants. The sale amount paid for purchasing this Beam Prepaid Gift-Shopping Card is neither a deposit given to Suvidha; nor the amount paid against sale of the Beam Prepaid Gift-Shopping Card can be withdrawn on demand from Suvidha. Please retain this voucher for future reference. Suvidha takes no liability for theft, loss, misplacing, misuse or mutilation in any manner whatsoever. Within 12 months of the Date of Expiry printed on this card, at the request of the Beam Subscriber, this prepaid card may be replaced by Suvidha by way of another prepaid card of the same amount. If the outstanding balance in your Beam Subscriber Account remains unutilized for a period of 36 months, thereafter the said amount shall be depleted at the rate of 10 percent per month. Prices, tariff, service fee, taxes and validity etc. are subject to change without notice by Suvidha. The value of this paper card is Re. 1 only.